1. In a large skillet, cook onions, bell peppers, garlic, cumin, chili powder, and cayenne pepper over medium heat for 3 minutes.
2. Add black-eyed peas, tomatoes, mushrooms and chipotle pepper to skillet. Mix together and cook for 5 minutes. Then add kale and cook for an additional 2 minutes, just until kale is softened.
3. To serve, place about 1/2 cup brown rice in a bowl and top with black-eyed pea mixture. Garnish with desired toppings and enjoy!